Enjoy faster transactions and expense tracking
stc pay
is a free digital wallet app that enables clients to perform a wide
variety of
financial
transactions
, from fund transfers to withdrawals. By taking advantage of its
Qattah service
, you can
split food and utility bills
among your loved ones or friends without all the hassle of identifying who’s paying for what expense.
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Through
Apple Pay
, SADAD—Saudi Arabia’s payment system—or a credit or debit card, you can top up your stc pay account at any time. Unfortunately, some users have reported
unprocessed payments
, delays in fund transfers, and
timeout errors
.
No need to bring a wallet
Be it during the weekend or national holidays, stc pay clients can initiate
local fund transfers
to any
partner bank in Saudia Arabia
, such as the Arab National Bank, Banque Saudi Fransi, Riyad Bank, and SAB (Saudi Awwal Bank). It also supports
international transfers
done via any of the following delivery options: bank account, digital wallet, and
Western Union
. Thankfully, the app
doesn’t charge hidden fees
.
Like
GCash
and other
mobile wallet
apps, it allows for
QR code scanning
and the generation of a
personal QR code
for hassle-free shopping at your favorite stores. Apart from bills payment, you can also
top-up your Sawa number
with a push of a button. If you’re living with friends or family, creating a
shared account
is a wise choice as it lets everyone monitor household expenses on the go.
With
cardless withdrawals
, you don’t have to bring your wallet or risk misplacing your ATM cards. While going cardless has its drawbacks, it’s enough to give you a bit of
peace of mind
. Speaking of disadvantages, this mobile wallet
runs too slow
and often crashes. Besides that, the lack of a session timer prompts users to
verify their identity
every time
they switch apps
.
Though beneficial, keep in mind its flaws
Overall, stc pay will help elevate your digital life. With features and services such as Qattah and QR code generation, it is now easier to split the bill or pay for items. There are no hidden fees here, as well, which is a plus. While digital wallets in general promise convenience, this app—like other mobile wallets—is susceptible to technical issues, ranging from crashes to unprocessed payments.